Uninsured/Underinsured Motorist Accidents Lawsuit Claims Lawyer
Georgia state law requires all owners of a motor vehicle to carry a liability insurance policy with a minimum of $25,000 per person and a maximum total of $50,000 per accident and $25,000 to cover property damage. However, it does not require motorists to carry uninsured/underinsured motorist coverage. Some drivers elect to violate the law and not purchase any coverage at all.
If you are injured in a motor vehicle accident and the at-fault driver has no insurance or inadequate insurance, you may have legal options to pursue a claim for compensation. Attorney Darrell T. Farr can investigate the circumstances of the accident and advise you of your legal options.
There are different levels of coverage available for uninsured/underinsured motorist insurance. A stackable option allows you to use your coverage in addition to any coverage from the at-fault driver. For example, the driver at fault in an accident in which you are involved only has $25,000 per person minimum coverage. If your uninsured/underinsured coverage is $100,000, you can recover up to $125,000.
A much cheaper option is non-stackable uninsured/underinsured coverage. It only allows you to recover the maximum of the at-fault driver’s coverage. However, in the event the other driver has no insurance, you will at least have some insurance coverage to pay expenses. This option at least affords you some protection if you are in an accident with an uninsured driver.
GA Uninsured Motorist Car Wreck Claims
The Law Office of Darrell T. Farr in Stockbridge, GA, has decades of experience handling all kinds of personal injury cases, including claims from uninsured/underinsured motorist accidents. Since 1991, attorney Darrell Farr has served residents of Henry County and throughout Georgia, with skill and compassion; helping people just like you with complicated legal claims.
For a fair and honest appraisal by a lawyer with extensive knowledge and experience with Georgia law, contact our office to arrange your confidential consultation with personal injury attorney Darrell T. Farr at his Stockbridge, GA, office.